This article explains that Gnosis Pay card spending is completely gasless due to gas sponsorship, while on-chain crypto transactions (like sending tokens or swapping) require a small gas fee in xDai.
Whether or not you need to pay gas fees depends on what you're doing. With Gnosis Pay, card spending is entirely gas-free, while certain crypto actions still require a small fee.
This guide outlines when gas is needed — and when it’s not.
✅ Card Spending Is Always Gasless
Using your Gnosis Pay card for purchases (online or in-store) is a completely gasless experience.
No gas tokens required
No extra fees
Just tap and pay
How it works: Gnosis Pay automatically sponsors the gas fees required for your card transactions. We cover the network costs in the background, so you don’t need to worry about them.
⚠️ On-Chain Crypto Actions Require Gas
You only need to pay gas fees when performing on-chain blockchain actions that are unrelated to direct card spending.
These include:
Sending funds from your Gnosis Pay Safe to another crypto wallet
Swapping tokens on a decentralised exchange (DEX)
Interacting with smart contracts outside of Gnosis Pay
Network fee token:
Gnosis Chain uses xDai as its gas token. The fees are typically less than €0.01, but you must hold a small amount of xDai in your Safe to complete these actions.
Tip: Need xDai? See our guide: How to Get Free xDai from a Faucet
Summary: Do You Pay Gas?
| Action | Do You Pay Gas? |
|---|---|
| Paying with your card (in-store/online) | ❌ No (sponsored by Gnosis Pay) |
| Sending crypto to another wallet | ✅ Yes (paid in xDai) |
| Swapping tokens on-chain | ✅ Yes (paid in xDai) |
Need Help?
If you're unsure about fees or need help funding your Safe with xDai, contact us via the in-app chat widget or email help@gnosispay.com.