This article explains why Gnosis Pay provides users with a new, pre-configured Safe wallet instead of allowing them to use an existing one. It highlights the required smart contract modules that enable secure and instant card payments.
If you're already a Web3 user, you might wonder why you can't connect your existing wallet to your Gnosis Pay card. It’s a great question, and the answer lies in the special configuration required to make a self-custodial wallet work safely and instantly with the global payments world.
A Simple Analogy: Savings vs. Checking
To understand the difference, consider two types of bank accounts:
Your Existing Wallet (Savings Account):
Great for long-term storage, staking, and general asset management.Your Gnosis Pay Safe (Specialised Checking Account):
Custom-built to support your Gnosis Pay card. It includes the security and automation required to work seamlessly with the global Visa network.
Why We Provide a New Safe Wallet
Each user gets a pre-configured Gnosis Pay Safe. This ensures:
Secure Transactions: Your Safe includes smart contract modules tailored for payments.
Instant Card Functionality: These modules enable fast, real-time approvals and spending.
Regulatory Compliance: The setup meets security and compliance requirements for global card use.
Learn more: How the Delay and Roles Modules Secure Your Card
How the Gnosis Pay Safe Is Set Up
Your Safe includes:
Delay and Role Modules to control how funds can be moved.
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Built-in support for the stablecoins accepted by your card.
It functions as a dedicated wallet just for spending. You still maintain full self-custody—only you can approve transactions.
Learn more: Supported Tokens for Your Gnosis Card Safe
⚠️ Network Reminder: Use Gnosis Chain Only
Your Gnosis Pay Safe exists on the Gnosis Chain. If you send tokens on a different network (like Ethereum Mainnet), they won’t appear in your wallet—and may be permanently lost.
Need Help?
If you're unsure about your Safe setup or need help transferring funds correctly, contact our support team via the in-app chat widget or at help@gnosispay.com.