This article defines "on-ramp" and "off-ramp" in the context of Gnosis Pay. It explains how to move funds into your Gnosis Card Safe (on-ramp) or back into your bank account (off-ramp). Examples include using a personal IBAN or bridging crypto onto Gnosis Chain.
What Does On-Ramp Mean? (Moving Money In)
An on-ramp is the process of converting traditional fiat currency (like EUR or GBP) into cryptocurrency.
It’s called an “on-ramp” because you’re entering the world of Web3 from the traditional banking system.
On-Ramp Options with Gnosis Pay:
-
Bank Transfer (Fiat On-Ramp)
Use your personal IBAN to send EUR
The funds are automatically converted into EURe
Deposited directly into your EOA wallet
You can then send them directly to your Gnosis Pay Safe to spend on the card
-
Crypto Bridge or Swap (Crypto On-Ramp)
Move assets from Ethereum, Polygon, or another chain
-
Bridge to Gnosis Chain and swap for supported tokens (EURe, GBPe, USDCe)
📘 For a full walkthrough:
See: How to Add Funds to Your Gnosis Card Safe
What Does Off-Ramp Mean? (Moving Money Out)
An off-ramp is the reverse: converting your cryptocurrency back into fiat.
It’s the “exit ramp” — moving funds out of your Safe and into your traditional bank account.
Off-Ramp Options with Gnosis Pay:
Direct IBAN Transfer (Coming Soon)
A built-in feature to send funds from your Safe back to your bank account is on our roadmap.Manual Off-Ramp via Monerium (Advanced)
You can use our partner, Monerium, to manually initiate an outbound SEPA transfer.
📘 See Transferring Funds to Your Bank Account (IBAN Outbound) for details.
Quick Comparison: On-Ramp vs. Off-Ramp
| Feature | On-Ramp | Off-Ramp |
|---|---|---|
| Direction | Fiat → Crypto | Crypto → Fiat |
| Purpose | Fund your Gnosis Card Safe | Withdraw to your bank account |
| Examples | IBAN Deposit, Crypto Bridge & Swap | IBAN Outbound via Monerium (manual) |
| Status | Fully available | In-app option coming soon |