Skip to main content

Transferring Funds to Your Bank Account (IBAN Outbound)

Updated

This advanced guide explains how to off-ramp EURe from your Gnosis Pay Safe to a traditional bank account. It covers two options: using a supported partner wallet (recommended) or manually withdrawing through Monerium via a linked EOA wallet.

 

⚠️ Important: Advanced Feature – Read First

The off-ramp process described here is currently not built into the Gnosis Pay app. It requires use of partner wallets or direct access to Monerium, our regulated banking partner.

  • ❗ Manual method = advanced, third-party workflow

  • ❗ Gnosis Pay cannot support errors made on Monerium

  • ✅ We recommend using a supported partner app with built-in bank withdrawal features

 

 

🛠 How the Off-Ramp Works

Your Gnosis Card Safe is a smart contract wallet with enhanced security and permissions. At this time, it cannot directly initiate off-ramp transfers to a bank account.

To send funds to a bank, you must first move your stablecoins (EURe) to a compatible personal wallet (EOA), and then use Monerium to complete the transaction.

 

 

🥇 Option 1: Use a Supported Partner Wallet (Recommended)

Some integrated Gnosis Pay wallets — like Zeal, Picnic, or Gnosis App — offer a built-in "Withdraw to Bank" or "IBAN Outbound" feature.

 

Steps:

  1. Open your partner wallet app

  2. Look for a Withdraw to Bank or similar option

  3. Follow the in-app instructions

This is the safest and simplest method.

 

 

🧩 Option 2: Manual Withdrawal via Monerium (Advanced Users Only)

If your wallet does not support in-app withdrawal, follow this two-stage manual method on the Monerium website.

 

Stage A: Link Your Personal EOA Wallet

  1. Go to monerium.com

  2. Log in with the same email as your Gnosis Pay account

  3. Navigate to Wallets > Link Wallet

  4. Connect your personal EOA wallet (e.g. Rabby)

Monerium will use this wallet to authorise your off-ramp transaction.

 

Stage B: Send Funds and Initiate Bank Withdrawal

  1. Transfer Funds from Gnosis Pay
    Use the Send Funds feature in Gnosis Pay to send your EURe to the linked EOA wallet that has the IBAN attached

  2. Initiate Withdrawal on Monerium
    Log back into Monerium
    Select the linked wallet holding your EURe
    Follow prompts to send funds to your linked SEPA bank account

 

 

❓ Who to Contact for Help

 

Problem Contact
Error using Monerium website Monerium Support
Problem in partner app (e.g. Zeal) Contact the wallet’s support team
Issues sending from Gnosis Pay Use in-app chat in Gnosis Pay

 

Related to