Legal documents and fees

Last updated: September 14, 2026

These documents remain published and apply to your Gnosis Pay account.

📄 Terms of Service

📄 Gnosis Pay Privacy and Cookies Policy

📄 Gnosis Pay Website Terms of Use

📄 Monavate Cardholder Terms (EEA)

📄 Monavate Cardholder Terms (Non-EEA)

📄 Understanding Your Card's Fees and Limits

the fees that applied to your Gnosis Pay card. Kept published for reference if you need to check a historical charge.

📄 Gnosis Pay Referral Program Terms & Conditions

the programme has ended; terms kept for reference.

📄 Cashback Terms & Conditions

Your Gnosis Pay card is issued by Monavate Limited pursuant to licence by VISA Europe Limited.