Legal documents and fees
Last updated: September 14, 2026
These documents remain published and apply to your Gnosis Pay account.
📄 Terms of Service
📄 Gnosis Pay Privacy and Cookies Policy
📄 Gnosis Pay Website Terms of Use
📄 Monavate Cardholder Terms (EEA)
📄 Monavate Cardholder Terms (Non-EEA)
📄 Understanding Your Card's Fees and Limits
the fees that applied to your Gnosis Pay card. Kept published for reference if you need to check a historical charge.
📄 Gnosis Pay Referral Program Terms & Conditions
the programme has ended; terms kept for reference.
📄 Cashback Terms & Conditions
Your Gnosis Pay card is issued by Monavate Limited pursuant to licence by VISA Europe Limited.