Cashback Terms & Conditions
The GNO cashback programme ends on 30 September 2026. Your final payout arrives on 7 October 2026. Cashback already paid to you stays yours.
HOW MUCH YOU EARN
Your rate and your weekly cap both depend on how much GNO you hold in your Gnosis Pay Card Safe.
GNO held | Base rate | With OG NFT | Max weekly spend earning cashback |
0.1 | 1% | 2% | $250 |
1 | 2% | 3% | $375 |
10 | 3% | 4% | $500 |
100 | 4% | 5% | $1250 |
The OG NFT bonus adds 1% if you hold the NFT and at least 0.1 GNO in your Safe.
Your holding is measured as the lowest GNO balance during the snapshot period, so topping up just before a purchase doesn't help.
WEEKLY CAPS
The cap resets to zero at 00:00 UTC every Sunday
Unused cap doesn't roll over
Once you hit the cap, further spending that week earns nothing. Your payout still includes everything you earned before hitting it.
WHEN YOU GET PAID
Snapshot period runs Sunday to Saturday, and payouts land in your Safe the following Thursday.
Cashback is counted by the date a transaction clears, not the date you spend. A purchase made on Saturday might not clear until Monday, in which case it counts towards the following week.
This matters at the end of the programme. To be confident a transaction counts, make it by 28 September 2026 - anything that hasn't cleared in time won't be included in the final payout.
WHAT DOESN'T EARN CASHBACK
ATM withdrawals, cash advances, money transfers and foreign currency exchange
Top-ups to bank accounts or wallets, including Revolut, Wise and PayPal
Investments, whether financial or property
Interest payments and insurance premiums
Taxes, fines, penalties and other government charges
Utilities, postal services, and direct technology services and software
Charitable and political donations
Transactions through Curve
Certain merchant category codes
Refunds and payment reversals reduce your eligible spend for that week.
Also excluded, and treated as abuse: refund cycling, self-payments, merchant self-payments, rapid repeat transactions to the same merchant, automated or scripted transactions, and any collusion to inflate spend. We may disqualify accounts from the programme for this.
AFTER 30 SEPTEMBER
Your card keeps working until 20 December 2026, but spending after 30 September doesn't earn cashback.
Your GNO stays in your Safe. It isn't staked and there's nothing to unstake - you withdraw it like any other token whenever you're ready.
Any cashback or rewards after that come from the partner app you move to, on their terms.
You can find the terms for the cashback programme using this link.