This guide explains how to fund your Gnosis Card Safe using a SEPA bank transfer to your personal IBAN. It covers the step-by-step process, key rules, transfer limits, and common reasons for delays or rejections.
The easiest way to move fiat euros into your Gnosis Card Safe is by sending a SEPA bank transfer to your personal IBAN.
This converts your EUR to EURe 1:1, which is deposited into your EOA wallet, you can then move them to your SAFE — ready to spend.
💡 You must generate your IBAN before using this method.
🔗 Learn: How to get your IBAN
🏦 How to Add Funds via Bank Transfer
1. Open the App and Tap “Add Funds”
Log in to your Gnosis Pay account
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Tap the “Add Funds” button on the home screen
2. Select “Bank Transfer”
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Choose the Bank Transfer option to view your unique IBAN details
3. Copy Your IBAN Information
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Carefully copy the IBAN and any other required fields (BIC, reference)
4. Make the SEPA Transfer
Use your personal bank account
Enter the IBAN and send EUR only via SEPA transfer
✅ Tip: Save your Gnosis IBAN as a payee for quicker transfers in future
⏱ Processing Times
| Sender Type | Processing Time |
|---|---|
| Transfer from your own name | Automatic, processed 24/7 |
| Transfer from another name | Processed Mon–Fri, 09:00–16:00 UTC |
| May require additional review |
⏳ SEPA Instant transfers usually arrive in minutes
🕒 Standard SEPA transfers may take up to 1 business day
💶 Transfer Limits (Automatic Processing)
Daily: €950
Weekly: €5,000
Monthly: €20,000
💡 Higher limits may be available in future based on account activity
⚠️ Key Rules & Restrictions
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EUR Only: Do not send GBP, USD, or other currencies
Non-EUR transfers will be rejected and returned (minus fees)
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SEPA Network Required:
Your bank must support SEPA or SEPA Instant
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Bank Fees:
Gnosis Pay does not charge for incoming transfers
Your bank may charge fees for sending international SEPA payments
❗ If Your Funds Haven’t Arrived
Please double-check:
That the sender name matches your KYC name
That you used EUR and SEPA
That your bank shows the transfer as completed
If all is correct and more than one business day has passed, contact our support team with the transaction reference.